How It Works
Welby makes progress simple: you swipe, set a rule, and your bank does the rest.
1
Swipe
Use your debit card like normal — groceries, gas, concert tickets, anything.
2
Tip Rule
Choose how you want to round up or tip. Example: round every purchase up to the nearest dollar and send the difference toward your Emergency Fund.
3
Progress
Your bank executes the transfer instantly. Welby never touches your money or credentials — you stay in control.
See It In Action
☕
Coffee Purchase
$4.67
💰
Auto-Tip
+$0.33 to Emergency Fund
Your purchase is rounded up to $5.00, with $0.33 automatically transferred to your savings goal.
Non-Custodial
Welby never holds or touches your money
Credential-Free
No passwords, no login details required
Instant
Transfers happen immediately with every purchase